Download ACE Mobile Loads apk 1.0.11 free for Android smartphone

24 May
ACE Mobile Loads

Posted by Ingo Money, Inc. in Finance | May 24, 2016 | 100 Comments

Apk file size: 36.0 MB

With the ACE Mobile Loads app you can cash checks to your eligible Debit or Prepaid card in minutes just by taking photos of your check with a smartphone.

If your check is approved, get your money in minutes for a fee or in 10 days at no charge.

Create an account right in the ACE Mobile Loads app and then enroll your eligible Debit or Prepaid card to cash your check. Then comes the fun part: getting your money. Take a photo of the front and back of your check and submit it for review. If your check is approved, the money will go directly onto your card. And once your card is funded, the money is as good as cash and safe to spend.

Whether it’s a paycheck, personal check, or almost any type of check, if it’s more than $5 and less than $2,500, endorsed by you, and approved for funding, you’re in the money. Plus, you can get access to your money from approved checks in minutes, 24 hours a day, 7 days a week.

This service is provided by Ingo Money, Inc. and First Century Bank, N.A., subject to the Ingo Money and First Century Bank Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your cardholder agreement for details.
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© 2015 Ingo Money, Inc. All Rights Reserved

Whats new

    Fixed issues with taking pictures on select Samsung and other 4.4 hardware. This includes blurriness and weird looking image displays.
    Fixed issue with double submission on check processing screen.

Ingo Money, Inc. part of our Finance and have average installs from 10000 to 50000. Last Update May 24, 2016. Google play rating is 76.7557. Current verison is 1.0.11. Actual size 36.0 MB.

Download ace-mobile-loads.apk 36.0 MB


Christine Salveta

Super quick and easy! So I just used the app for my first time and have to say I'm quite impressed with the ease of use as well as how courteous and helpful the csr I spoke to briefly was.Kudos!

Chris Powell

Would be more, but So I just tryed to use the app, and it stops working when I try to photo my check. I have been a netspend customer for a very long time and would love to be able to use thia app. Hopefully you'll address this issue in a timely manner

Angel Britnell

Easy to use..wish clearing time for free deposit was less time... Not sure why it takes 10 days when all bank have same clearing house but like that I don't have to pay fee unless really need $ asap. Also received several $10 checks from Ace to try this program out but was never able to get one of them to take so I'm a little disappointed by the fact of that, especially since I am using the app now. I am a long time customer with Ace and a tax partner also.

Karaleen Mork

Superb & oh so easy app of 2015! I love this easy-to-use app to process checks onto my pre paid card from Ace Cash Express! So convenient, thanks Ingo!

Amber Perez

I didn't like how I deposit my check and when getting ready to use my card it wouldn't work and when looking into my account it wouldn't let me log on and I had to call customer service and they said that Ingo put a hold on my money and that every time I deposit my check it would happen. I was very upset with this app and I really though I found a better way to cash my check then having to go into a store!

Jazmyne Jefferson

Pretty Good Just takes kinda long to validate check but other than that it was easy to use and updates pretty quick ?

Debbie Brown

Convient and easy to use I've been using this app for a couple of months and it's so easy to use and the processing time is amazing. I didn't go for 5 stars because it doesn't read my check as a printed payroll check and charges me the higher fee for immediate down load.

Shaunie Reda

How do I change my email? Don't see a way to do it in the app. The email address field is not editable

Gwen Donnelly

Awesome With a little planning this is saving me tons of money

mark speck

Awesome. Just a little slow Awesome

Henry Coen

App Been a very great app so far

Kevin F

Outstanding I've used this app for almost 2 months and I've had no glitches, move quick, and I'd recommend it to friends

Marjorie boddie

Ace mobile app Take a photo and deposit

Cait Merks

Time It takes to long to review... In my opinion, the fees is also to high

Drea Moore

Pretty awesome Great app! Now i dont have to go the store! Thumbs up

Chaya Chapman

Awesome way to deposit funds

My Virgo

Love This is solo helpful for me.

Celeste Broadway

Great!!! Very easy

Kurtis Trumbauer

Loading check Always an issue have to take pictures of check numerous times and ways denied the first time too time consuming

Stacy Carr

Satisfied Customer Very satisfied.First time user and I love it. Keep the good work. Great customer service..

Dustin Godec

Camera function is terrible Worked for me although 10 days seems like a long time for the free deposit option and $5 is a lot to spend for immediate deposit. Also, the minimum check amount of $5 stinks if you have a lot of small checks. For these reasons it only gets 3 stars.

Justin Bello

It goy the wrong email address and now it wont let me create an account Account issues

Roni Lynn

Fee's are out of control I work for a small business and the owner signs all the checks, and for this they wanted to charge almost $50.00. absolutely insulting!

Jeanie Moore

First time user. Couldn't believe how quick and easy it was!! Thanks a million!!

Israel Hernandez

Great Easy to use...

daniel CARIKER

No longer convenient The app says that I'm allowed to deposit 2500 dollars per one check. I get a paycheck every week and yet it compiled each week's paycheck deposits on that 2500 dollar limit. So if I want to keep using your app I have to go get a whole new visa card because my $2,500 per check limit is up even though I haven't deposited a check for $2500 since I've had this app. Please fix this?

Edward Amador

Ace modile loads is fraud It works great for the picture the cashing b u t then it takes all your money and lock ypu out f your card and dont let you have non of your money my card been lock two weeks and im fighting with my back to get this straighten out dont get this app and dont use it it is fraud all the way i want my 400 dollars back im thinking of sewing the company

Joshua Chisley

Horrible This app is horrible. Every pic with any lighting or cam turns up an error messege..cannot read numbers. Then when you call for assistance they tell you to restart your phone, take at an angle, clear all apps, reinstall. Trust me. None of it works. Horrible x for the recording of one min wait time when actualy it was 20 mins too.

Lola Chadwell

Frustrating Would consistently say that it wasn't able to see the numbers on the bottom of the check.....

Alicia Webster

Total disappointment The whole idea of the app I like. It's very simple to use. What I didn't like or understand is why the check wasn't approved. What the heck does D1 mean that was the code after the msg.

Kristy Oliver

:( Disappointed The app doesn't read checks my payroll checks any more. I was loving it for the first couple of months but I've been taking pictures with no shadows, all corners showing and clearly able to see the numbers on the check, NUMEROUS times! I have the flu and can't just run to the bank

Chad Vanderstelt

GREAT APP!! I absolutely love this app. On the road often and this is my lifeline. Had an occasion to call customer service and they were awesome.

Jacob Kmetz

Promo expired??? The only reason I even tried this application was because I had been given a $5 promotional credit at my local ACE store. When I tried it out, I was informed that the promotion was expired and could not be used. I just got the promotional credit less than 6 hours ago. Guess I should have expected that. Either way, not a good first impression ACE.

Denita Bonhart

Process Review Time The process review time took several minutes but overall very convenient.

Valerie Ortiz

Limits check cashing My husband gets paid every week and because he cashed one check last week for one amount, the next week his check amount "exceeded" our checking cashing amount we are a few days out of Christmas trying to find a way to cash his check....deleting app.

Taquisha Farris

Bets standing in line and dealing with attitudes Love, first time using and it was fast.. ?

Nick Kropelnicki

Fast and easy, if you have proper lighting I love the convenience of this! I don't know about newer phones but mine wouldn't read the check unless it was on white background and direct lighting. Took a few attempts but the photo deposit eventually worked. Still less work than driving to the ace store

Alexander Grandeur

1st time success Tried for the 1st time, and it worked! Was going to go and cash it at an ACE store, didn't need too. So far so good!

Jason Michigan

C. Bynum Great app it's a time saver and very convenient. It works excellent.

Tanya Evans

Just perfect I like the app, now I don't have to stand in line

David Prince

For the Win Disabled, live in the backwoods, another reason I need to use this great app? Awesome!!

Chris Woodward

Great and easy to use Have used it a few times and I have to say its great! ! Very happy with it and its very convenient.. ty

Henry Cruz

Love it This app is better than going to stand up at the store and wait hours

Celeste Martinez

Awesome Super easy and money in minutes, great app!

Dawn Ballard

So easy like for real for real Awesome Sauce!!!! :-) :-) :-) :-)

Crystal Easter

Awesome Love This app.

donna tapia

Luv this

Bryan Williamson

It's a scam This app has you put in all your personal information then tells you it can't identify you.just another way for people to get your private info

Amanda Torres

Blurry and unreadable This app lets you choose your phone's camera to take a pic of the check, but when it comes time to take a pic of the "void" check it makes you use the app camera, where you cannot adjust for blurriness. The check is unreadable and it takes FOREVER for the app to accept the check. And of course the app has to accept the check, because who is going to cash a check that says VOID on it??!!

AshleyLee Gaming

The built in camera app is unable to focus on the check. When i used the alternate camera option it worked but it defaults to the in app camera for the void part and then says it cant read the check. This is a government check that takes WEEKS to have replaced. UPDATE: I called Ingo and they had me email a copy, and then resubmit via the app and the transaction was approved. The entire process from calling them to approval and getting the deposit directly on my card took about 14min. While slightly more cumbersome and do to problems with their app, it still worked and I am happy.

Michael Cano

Very disappointed I dislike this app I was trying to deposit a check everything was going good then the system tells me to write void on the check so I do next thing I noticed it ops me out then tells me that the check was void and then cancels my account. I call and asked what was the reason and why. They couldn't even give me a good explanation. Now I have a valid check that has void writen on it. And I have to ask my boss to write me another one. Thank you ingo for making my Tuesday a horrible day.

Jonathan Fuller

Disappointed Made me write void on my check. I did exactly like it said, and it said i improperly wrote void on the check, so it closed my account, including my card, and now i have a voided check that i cant cash. Disappointed and im very much considering contacting the BBC about these guys. For people thinking of downloading, same some time and effort and go to another app.

Dani Brust

Easy. I have used this for the first time and I am pleased to see how easy it was. It's as simple having a valid card and the check you need to cash. Simple and easy to follow instructions on how to obtain your funds. It was applied to my account quickly. I highly recommend for quick and easy check cashing.

Maureen Bruecken

So convenient and easy Skeptical at first but pleasantly surprised and have used this app for months and have yet to run into any problems with my deposits and my private information has not been compromised. . . only issue is that sometimes it runs a little slow but nothing serious. Great and convenient for days I can't make in time to an Aces location. I will definitely continue to use this app

Shaye Church-Carruthers

Was hoping this was better I had 3 small checks so paying fees wasnt logical so I did the 10 day wait I thought was free. It was easy to use had a few picture problems but finally got it. Today was my 10th day so I went and checked and was happy to see my money added to my account but when I looked down at the pending it shows three -5 dollar transactions so I guess I am charged anyway so not worth it to me and they closed all the netspend stores in my area so i will have to find a new bank. I have been a customer for many years.

Tanyetta Hagger Buckner

A-1! I have been an Ace/Netspend customer for many years. This app is just another reason why I will not return to conventional banking...time saver, easy access to funds and always willing to assist me. Great job!

Chris Lanier

Crashes EVERY TIME Like I said, app crashes without fail, every time I go to "select card". Totally worthless and a huge waste of device memory. The other Ace Elite app (the all green icon...Ace Elite Mobile Banking) works GREAT! WAY more features and doesn't crash! Takes very little time to snap a pic and deposit a check. Love that one... THIS one sucks!

Brandee Coneybeer

So convenient love it This app is so easy to use and so convenient. Why leave thw the house or rush to deposit check when its this easy to do from anywhere!!!!

Nick Barnes

Highly Let Down and Hung Up On After reading the reviews before I tried the app, The most common complaint was people stuck with a check that was kicked back after having to write VOID on it in Ink. I decided i wasnt going to chance a $1500 so I wrote Void with Sharpie on a ziplock bag and cut it out and laid it over my check. It caught me somehow an closed my acct. No big deal, i will call and explain what i did and why and get this straightened out... WRONG!!! The guy was Extremely Rude and said I was banned for life from using it.

george alfaro

Happy customer The new improvements really helped a lot on this service. Thank you. Had my money in less then 4 mins.

Leslie Brasil

Keeps telling me my phone won't connect. I've tried about 10 times to load the app, but it keeps telling me to check my network connection. That my phone can't connect. I'm having no trouble with any other app. Facebook and even the Ace mobile app loads and connects just fine.

Les Lee

Great App Love this app. Really assists the small business owner. It's convenient, fast and easy.

Debi R. Roches

Yes! My agent told me about this app, I tried it and simple steps led to my money in minutes.

Kevin Pierce

Very Nice This will save two extra bus trips for me a month, which means it will save me many hours throughout a year. One hint: I had to tilt my phone before it would take a picture of my check that would be approved.

sam bruno

Not bad I like the idea of the app. And I do use it a lot, but I just hate that I have to retake the photos of my check after every step. It continues to tell me the numbers can't be read. And often times the photo that works is less clear than the first. I wish the Ace store down the street didn't close, I would rather just go in there.

Hollie Eaddy-Kohvakka

Such a time saver Great app! Do not have to leave home and deal with staff that hassle about every thing. Such an easy deposit

YouUgly Reaper

Funds Other apps like this don't take an excessive amount such as $40 for depositing your check.

kerric lewis

Account restricted?? Hello, I tried to deposit a check not realizing that it wasn't a signed.. So I got it sogned and resubmitted it but now Im told my account is restricted? Can this be rectified?

Jay Rich

So far so good Would've gave it a 5, the first time I used it. They didn't tell me I wouldn't actually have full access until officially less than 48 hours. Other than that it works fine.

Kelly Blackshear Jr

Sucks a$$ The picture was perfect and it still wouldn't work. No explanation as to why. All ace elite apps are worthless.

Cara Michelle

The fact that I can deposit checks while sitting on my couch is a dream come true! Nice work!


Confusing I only have two emails addresses. I used this app once before (and it worked great!), but I got a new phone so redownloaded it. Now it says there is no account with either of my emails, but if I try to reregister, it says there is already an accout with my email address and info?

Anthony Canales

Works great! I have a S5 and have no problems at all using this app. It takes 3 minutes and your done.

Chelsie Taylor

Loved it. This app is great saved me so much time and my money was loaded on very quickly. Took no longer then 3 mins. And charged me less then if i would have went to the ace store.

Lady T Barber

Finally I have been looking for an app like this for months and I have finally found it, been using this app for a month and love it.

Brittany Scruggs

Wish Will it be up to 10 days or if the bank verifies it can it be cleared sooner? Just not sure why so long

David Iskra

Denied my checks for deposit I live in usa and run small business part time but a lot of companies I deal with are in Canada. Sometimes Dominican Republic and every time I try and deposit a check it's denied. My bank never had a problem with this don't know why you do. Very frustrating and once I voided a check from Canada because I was told to and I'm still waiting for a replacement check. Ughhhhhhhh frustrating

Crucita Amanda Mrs. Politics DC

The Worst App Ever After taking clear pics of my check several times with both my phone's camera and their camera...It finally went through only for me to be told they could not confirm my identity. Really when I have 2 netspend accounts and an a state issued indentification card. So they have an address I have not lived at in almost year. Funny how my accounts with PayPal, Bluebird, Amazon, Capital One, etc all the correct information and all mail me statements to my house yet this company is using old addresses to verify

Gregory Jackson

Bogus I've been a ace customer for over 10 years yet you can verify my identity ? Almost 6 digit a year flow between me and ace but can't identify me?....never ever have I been insulted ....10 years w ace ....never anything bad to say about them .....Till now ...

A Mac

Camera The camera is not compatible with my HTC one M8, issue needs resolved, I've had to call customer service far too many times just to get a voided check image accepted.

Heather McKay

I think it's great I love this app sometimes you do have to take the picture a few times but it saves alot of time. And a few weeks ago I was out of state and recieved a check so this app was a life saver.

Andre Thomas

Its a good app.. But I having a problem I had two money orders for a 100 dollars and Ingo lock me out for sucipious activity. Now I can't get nobody on the phone. Can I please get some instance..

Super Clean

Ace App What can I say...its the only one of its kind around.

joshua wright

Great app loved it takes about 10 minutes for check to get approved and loaded to my card.

Cody Carlson

Locked me out for no reason

Courtney Jackson

Ugh I can't even register!! It asked for my GPS, I cut it on and it still won't let me do it!! Can y'all fix this so that I can register??

James Young

Highly Dissappointed!! Ingo is a JOKE! I've went through hell this morning with Ingo trying to deposit a check! Apparently there is a big lack of communication in their office. They called my company and talked to my boss and got verification on the check. My boss texted me and told me that Ingo called and she gave them verification and they told her that the funds would be available on my PayPal account. I'm sitting their waiting and they kicked it back. I call in and they said quote " We are unable to get verification on the check".

Cheryl Feaster

Disgrace Ingo did the same to me as well. Their the worst. I used them a couple yrs ago and everything was fine and then 1 day I tried to do my paycheck and they gave me some bs, locked me out and now I can't even try it again.

Beautiful Disaster

Ingo is a crock. They locked me out for no reason at all. I really was experimenting with the app and got denied just trying to figure out how to get the photo to capture correctly. F**k ingo major thumbs down to the worthless company. What can i do to reopen my account and be in good standing? This reallu aggravates me.

Shannon Bradshaw

Ingo is a joke I have no problem with Ace but Ingo is a joke. After making multiple mobile check loads then all the sudden Ingo bank decides to close my account. When I called to find out why they told me they were not able to give that information for security reasons. What a joke.

bamb bamhers

So sweet Mankind will be the most smartest of All God creatures and this app truly shows the pure genius that ALLAH has given us all

angel chambers

Horrible This app will not load my checks. I took so many pictures and it kept saying photo invalid. Do not waste your time. I know how to take pictures with my phone.

claudia cuellar

Verification Ok so great I can check my balance but that's it, it won't let me load checks which is the only reason I got the app, I called customer service already so they could verify my identity and she said it all looked good and that I would receive an email and still haven't! ! Both this app and the ingo app are not working for me now and are just giving me verify id alerts now! This is ridiculous especially since customer service says everything looks good on my end!

Kathryn Fuller

Changed prices They went up on the deposit fee! I don't like tht

dylan booth

Isn't it weird that all the "positive" reviews for this app sound phony as hell and have no pics. All the real reviews with pics say its sucks lmfao!!!

Jason Shoemaker

Freezing up often. Better rating when bugs are fixed.

Brian Bigley

Slow Other banking apps. are much faster. Needs work, 7 out of 10 checks won't go through

Serenity Ryan

P. O. S. App doesnt accept printed checks and locks your account telling you that you are unable to use the app.... So you still have to go to an actual Ace Check Cashing location to cash your check.... And you are blocked also from other pre-paid cards that use the Ingo deposit engine as well.... Well guess that means no mobile deposit for me ever since all pre-paid cards use Ingo.....

Susan Schraeger

It works great! Just plan on taking and submitting several front pics of check. It likes to load to RUSH CARD rather then my checking debit. Try yours anyway.

Gary Wm. Taylor

I'm a risk?? At the suggestion of my NetSpend provider, I installed your app . I'm a tour bus driver, alot of my gratuities come in the form of a check, so this app should give me access to my funds while on the road. I opened an account, tried to load 3 low-down are amount checks.. then get a prompt saying that upon review of my transaction history, you consider me a risk!.. for an app I've installed less than an hour before, and for 3 checks? Of course, the Customer Service line won't answer.

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